The Canada Survivor’s Allowance is a crucial financial lifeline for widowed Canadians who have not yet reached the age to qualify for Old Age Security (OAS). Designed for individuals between the ages of 60 and 64, this program provides vital monthly support to help bridge the gap until OAS benefits become available.
As of September 2025, eligible survivors can expect to receive up to $1,663.81 per month, a non-taxable payment designed to ease financial strain during one of life’s most difficult transitions.
Purpose of the Survivor’s Allowance
The program acts as a safety net for widowed residents, ensuring they can cover essential living costs such as food, housing, and utilities after losing a spouse. By targeting those not yet old enough for OAS, it fills a critical gap, allowing survivors to maintain stability and dignity.
Service Canada Survivor Allowance Overview
| Organization | Service Canada / Government of Canada |
|---|---|
| Program Name | Canada Survivor’s Allowance |
| Country | Canada |
| Monthly Amount | Up to $1,663.81 |
| Next Payment Date | September 25, 2025 (Thursday) |
| Adjustment Cycle | Quarterly (next in October 2025) |
| Eligibility | Widowed, age 60–64, not yet on OAS |
| Category | Canada Finance |
| Official Website | canada.ca |
Why the Allowance Matters
For many survivors, the loss of a spouse means not only emotional hardship but also financial vulnerability. The Canada Survivor’s Allowance ensures widowed Canadians have access to reliable income before transitioning to OAS.
The payment is tax-free, meaning recipients can use the full amount without worrying about deductions or reporting it as income on their tax return.
Eligibility Guidelines for 2025
To qualify for the September 2025 Survivor’s Allowance, applicants must:
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- Be between 60 and 64 years old.
- Be widowed and not remarried.
- Be a Canadian citizen or permanent resident who has lived in Canada for at least 10 years after turning 18.
- Meet the annual income threshold, capped at $29,976 per year.
- Not currently be receiving Old Age Security (OAS).
- Provide proof of legal residency and marital status.
Survivor’s Allowance under GIS
The allowance falls under the Guaranteed Income Supplement (GIS) framework, offering financial support that adjusts quarterly.
- Monthly Maximum (Sept 2025): $1,663.81
- Adjustment Cycle: Quarterly
- Next Adjustment: October 2025
This ensures payments reflect changes in inflation and cost of living.
Deposit Dates for 2025
Payments are scheduled consistently throughout the year. For September 2025, the payment date is Thursday, September 25.
Here’s the full schedule of deposit dates:
- January – March: Jan 29, Feb 26, Mar 28
- April – June: Apr 28, May 28, Jun 26
- July – September: Jul 29, Aug 27, Sep 25
- October – December: Oct 29, Nov 26, Dec 22
Payment Methods – Direct Deposit vs. Cheque
Recipients have two options to receive payments:
- Direct Deposit: The fastest and most secure method. Funds are automatically deposited into the beneficiary’s bank account.
- Cheque: Mailed directly to recipients who prefer traditional payment methods. However, delivery may take several days.
To avoid delays, Service Canada recommends enrolling in direct deposit.
Canada Survivor Allowance September 2025 Update
For September 2025, eligible survivors between ages 60 and 64 and meeting the low-income criteria can expect their allowance on September 25, 2025. The maximum amount is $1,663.81, and payments will continue to adjust quarterly.
This allowance provides a crucial financial bridge until survivors can transition to OAS at age 65.
The Bottom Line
The Canada Survivor’s Allowance is more than just a benefit; it is a lifeline for widowed Canadians navigating financial uncertainty. By delivering up to $1,663.81 per month, it helps survivors cover essential expenses and provides peace of mind.
With the next payment scheduled for September 25, 2025, widowed Canadians are encouraged to check eligibility, ensure their information with Service Canada is up to date, and enroll in direct deposit for faster, worry-free payments.
FAQs on Canada Survivor’s Allowance September 2025
Q1: What is the Canada Survivor’s Allowance?
A1: It is a monthly, non-taxable benefit for widowed Canadians aged 60 to 64 who have not yet qualified for Old Age Security (OAS).
Q2: How much will I receive in September 2025?
A2: Eligible recipients can receive up to $1,663.81 on September 25, 2025.
Q3: Do I need to apply for the Survivor’s Allowance?
A3: Yes. Survivors must apply through Service Canada with proof of marital status, residency, and income.
Q4: Is the allowance taxable?
A4: No. The Survivor’s Allowance is tax-free, and recipients do not need to report it as income.
Q5: Can I still receive the allowance if I remarry?
A5: No. The program is only available to widowed Canadians who have not remarried before age 65.
